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SMS Banking
এস এম এস ব্যাংকিং
SMS Banking Information
1) SMS Banking চালু করতে ব্যাংকের নির্দেশনা অনুসরণ করুন।
2) Balance দেখতে নির্ধারিত ফরম্যাটে SMS পাঠান।
3) Statement চাইলে STM কোড ব্যবহার করুন।
4) Account Sequence থাকলে শেষ অংশে লিখুন।
5) Help পেতে HELP লিখে পাঠান।
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SMS Banking Guide

SMS Banking – Secure Banking via Text Message

SMS Banking is a convenient way to access selected banking services using a simple text message from your mobile phone. It is especially useful when you have limited internet access or prefer a lightweight banking option for quick requests.

Fast Simple Works on basic phones No app required

What is SMS Banking?

SMS Banking allows customers to send a predefined message format to a bank-provided number to request information or perform limited actions. Typical use cases include checking account balance, requesting a mini statement, or receiving help instructions for supported commands. The exact services, message formats, and availability can vary by bank and account type.

How to use this page

This page helps you prepare the correct SMS text quickly. Choose the bank, select the service type, and optionally add an account sequence (if your bank requires it). Then tap the send button to open your phone’s SMS app with the message filled in.

  • Select Bank and Service.
  • Enter Account Sequence only if applicable.
  • Tap Send SMS to open the SMS app.
  • If SMS app does not open, use Copy and send manually from mobile.

Common SMS Banking services

Banks commonly provide a limited set of SMS services designed for quick information access. Depending on your bank, you may see options such as balance inquiry, mini statement request, or a help command for available formats.

  • Balance Inquiry: Get an instant snapshot of your available balance.
  • Mini Statement: Request recent transaction summaries (where supported).
  • Help / Format: Learn the supported keywords and formatting rules.
Balance Statement Help

Security and best practices

Treat SMS Banking like a sensitive service. Avoid sharing your account details or OTP/PIN with anyone, and never forward banking messages to unknown contacts. If you suspect any unauthorized access, contact your bank immediately using official support channels.

  • Use the service only from your own registered mobile number (if your bank requires registration).
  • Do not store PIN/OTP in notes, SMS drafts, or screenshots.
  • Delete sensitive messages if you share your phone with others.
  • Verify official instructions from your bank before using any SMS format.
Does SMS Banking work without mobile data?

Yes—SMS works over the cellular network and does not require mobile data. However, service availability depends on your bank and your mobile operator’s ability to send SMS.

Why might the SMS app not open on desktop?

Desktop browsers cannot send SMS directly. If you are on a desktop, copy the prepared message and send it from your phone. On mobile devices, your SMS app should open automatically in most cases.

Will SMS charges apply?

Many operators charge standard SMS fees, and some banks may apply service-related charges. Exact costs vary, so confirm the latest fees with your mobile operator and your bank’s official notices.

What is “Account Sequence”?

Some banks require an additional sequence or account identifier in the SMS format to route the request correctly—especially if you have multiple accounts. If your bank does not require it, keep it blank.